I started on here looking for information and discussions on premiums and sepecialties, but I found myself moving away from that for some of the same budgetary reasons (and with my wife's encouragement). I have found that searching for dusties fits better into my budget. I get just as excited finding a SW Old Fitz Prime for $10 as I do finding a BTAC, maybe even more because I now there wont be more next year.
I am not sure what the dusty scene in your area is, but I have found that to be a good bargain to release my bourbon passion, take some time to look through the collectables section here and see if anything peaks your interest there.